1. Policy Statement:
All payments made to Taina Enterprises for services, products, or programs are non-refundable unless explicitly stated otherwise at the time of purchase.

2. Scope:
This policy applies to all services, products, and programs offered by Taina Enterprises, including but not limited to coaching sessions, consulting services, workshops, online courses, and any digital or physical products.

3. Terms:
a) Upon making a payment, the client acknowledges and agrees that the amount paid is non-refundable.
b) This policy applies to full payments, deposits, and installment payments.

4. Exceptions:
a) In the rare event that Taina Enterprises cancels a service or program, a full refund will be issued.
b) If required by law, refunds may be issued under specific circumstances.

5. Cancellations:
a) Cancellation of services by the client does not entitle the client to a refund.
b) In some cases, at the sole discretion of Taina Enterprises, a credit for future services may be offered.

6. Transfer of Services:
Taina Enterprises may, at its discretion, allow the transfer of paid services to another individual or to a future date. This is not guaranteed and will be evaluated on a case-by-case basis.

7. Quality Guarantee:
While refunds are not offered, Taina Enterprises is committed to providing high-quality services. If a client is unsatisfied, we will make reasonable efforts to address concerns and ensure client satisfaction.

8. Agreement:
By making a payment to Taina Enterprises, the client acknowledges that they have read, understood, and agreed to this non-refundable policy.

9. Amendments:
Taina Enterprises reserves the right to amend this policy at any time. Any changes will be communicated to clients and posted on our website.

10. Contact:
For any questions regarding this policy, please contact info@tainaenterprises.com